A Miami clinic owner is now facing fraud charges after authorities arrested him for over $1.1 million in health care credit card transactions, with the majority of the money from people already deceased.
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According to the arrest report, CreditCare’s financing program, Synchrony Bank, conducted an investigation looking into Osmel Nunez’s merchant account under the name of his business, Century Research and Aesthetics.
In August of 2025, Nunez opened an account with Synchrony and attached it to his personal Bank of America account, the report said. From Aug. 2025 to May 13, 2026, there was zero activity or transactions.
From May 14 to June 22 of this year, Nunez allegedly processed 165 sales from 116 CreditCare victims. The transactions totaled over $1.1 million.
According to the report, 99 of those CreditCare accounts came from deceased people.
Synchrony sent about $1,056,343 to Century’s account, investigators said. The alleged loss was about $893,654 for the banking company.
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The vice president of Synchrony Special Investigation visited Century Research and Aesthetics as part of the investigation. He spoke with an employee, who said that Nunez was not in the office and had just returned from a trip to Italy with his family, the report said.
On July 22, Synchrony investigators interviewed Nunez, where he told them that all of the transactions took place at Century Research and Aesthetics and each cardholder came to the clinic for treatment.
Despite saying this, he was unable to show concrete evidence that his transactions were not fraudulent, which led to his arrest on July 24, the report said.
Nunez was arrested on one count of organized fraud of $50,000 or more, one count of first-degree grand theft of $100,000 or more, and one count of aggravated fraudulent use of a deceased person’s info.
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